Walk-in tub cost in Canada and how tax credits apply

This federal credit is for someone 65 or older, or eligible for the disability tax credit, or a family member who claims for them. It covers lasting renovations that become part of the home and help the person get in, move around or function there, or lower their risk of harm. The home must be owned by the person or the family member who claims, and lived in by them. You can claim up to C$20,000 a year [14]. Finance Canada names walk-in bathtubs as an example of an eligible expense [15].

The credit is 14% for 2026, so up to C$2,800 [16]. Some price guides still show 15% and up to C$3,000, the rate from before 2025 [10] [16].

For 2025, the CRA says an expense can be claimed both as a medical expense and for this credit [14]. A new law changes that from 2026: an expense you claim as a medical expense can’t also count for this credit [17] [18]. Our tax credit calculator estimates what a project may be worth, and our Home Accessibility Tax Credit guide explains who qualifies.

The CRA lets you claim renovation expenses that give a person with a severe and prolonged mobility impairment access to their home, or greater mobility or functioning within it. The costs must be reasonable. They also must not normally be expected to raise the home’s value, and must be costs that people without such an impairment wouldn’t normally have [19]. A hot tub installed at home isn’t eligible, even if a medical practitioner prescribes it [19]. Ask the CRA whether a walk-in tub qualifies in your case.

For 2025, you can claim the part of your medical expenses above C$2,834 or 3% of your net income, whichever is less. Bathroom aids that help a person get in or out of a bathtub or shower are also listed, with a prescription [19]. Our medical expense tax credit guide has the 2026 figures and compares the two credits. Our medical expense tax credit calculator estimates the amount you can claim and the federal credit for 2025 or 2026.

The program can contribute to changes to a veteran’s home. Its policy lists safety changes such as grab bars, and a bath spigot or thermostatic mixing valve to prevent scalding [37]. Its 2026 rate table lists C$7,883.78 for home adaptations to a principal residence [38]. Veterans Affairs must approve the work first, normally based on two detailed cost estimates [37]. It’s for veterans who need help at home and qualify through a disability benefit, the War Veterans Allowance or certain other VAC programs [39].

BC’s credit lists “Bathtubs – walk-in” among eligible renovations. It’s 10% of up to C$10,000 of expenses a year, so up to C$1,000, and it’s refundable. It’s for BC residents who are 65 or older or have a disability, and family members who live with them [20].

BC Housing’s rebate program, BC RAHA, lists up to C$1,750 to convert a tub to a walk-in tub or a tub cutout, and up to C$9,100 to convert a tub to a walk-in or wheel-in shower. It doesn’t fund soaker or jetted tubs for pain relief. The lifetime limit is C$20,000 per household [21]. Homeowners need household income below C$146,270 and assets below C$100,000, not counting the home. Work done before approval isn’t eligible, except some emergency changes needed to leave hospital [22].

RAMP gives grants of up to C$12,000 each benefit year and up to C$24,000 within 10 years. It’s for low-income Albertans who use a wheelchair, or who are 65 or older and use a four-wheeled walker on an ongoing basis. People with certain progressive conditions, such as Parkinson’s disease or ALS, may also qualify. The income limit is C$36,900 for a single adult and C$46,500 for a couple without children [23]. Its guidelines cover bathtub cut-out inserts up to C$1,000. They also cover replacing the tub and fixtures when that costs less than a lift and other tub changes would [24].

This program offers a forgivable loan of up to C$23,000 to make a home accessible for a household member with a disability. Household income limits run from C$58,100 (one bedroom) to C$103,500 (four or more bedrooms), and assets must be C$300,000 or less. A qualified health practitioner must identify the changes, and work done before written approval doesn’t qualify [25]. The program’s policy manual lists installing a walk-in shower or walk-in bathtub among eligible changes [26].

This program gives up to C$5,000 (C$6,500 in rural and remote areas) for basic home adaptations. It’s for seniors 65 and older, and family members who have seniors living with them, with a combined household income of C$60,000 or less. March of Dimes Canada runs it [27]. Ask whether a walk-in tub qualifies.

This program lists rearranging bathrooms to permit safe use among eligible home changes, and you apply through March of Dimes Canada [28]. It pays up to C$15,000 for home changes over a lifetime [29]. It’s for Ontario residents, including seniors, with a disability that restricts mobility, within an income limit. You must use other public or private funding first, and households with income over C$38,000 may have to pay part of the cost [28].

The Société d’habitation du Québec’s program helps people with a disability adapt their home, including safe access to the bathroom. The money goes to the owner of the home. Option 1 includes an occupational therapist’s assessment and pays up to C$50,000 for the first eligible person in a household [30]. Option 2 pays up to C$12,000 for indoor work chosen from a set list. The list includes a curbless shower and grab bars, but not a walk-in tub [31].

Revenu Québec’s refundable credit is for Quebec residents 70 or older. It’s 20% of what you pay to buy, lease or install eligible equipment, after the first C$250. The list includes “a walk-in bathtub or shower.” You can’t also use the same expense for another credit, such as the medical expense credit [32].

New Brunswick’s credit lists “walk-in bathtubs” among eligible expenses. It’s 10% of up to C$10,000 a year, so up to C$1,000, and it’s refundable. It’s for residents 65 or older and family members who live with them [33].

New Brunswick offers forgivable loans to low-income homeowners. They go up to C$15,000 for accessibility changes for someone with a disability, and up to C$7,000 for changes that help seniors who have trouble with daily activities at home [34]. Ask whether a walk-in tub qualifies.

This program lists accessible bathrooms among the changes it can help with. Its accessible housing stream can fund up to C$18,000: a C$10,000 grant and an C$8,000 forgivable loan. A repayable loan of up to C$20,000 may be added for larger projects. It’s for low- and moderate-income homeowners who have owned and lived in the home for at least a year, with investment assets of C$25,000 or less. The home must be worth no more than C$360,000 in Halifax Regional Municipality and East Hants, or C$280,000 elsewhere. Work done before approval isn’t eligible [35].

This program offers a forgivable loan of up to C$15,000 for accessibility changes, for homeowners with income of C$51,500 or less (C$65,000 in Labrador). The loan doesn’t have to be repaid if you stay in the home for five years. Major work, such as changes to a bathroom, needs a letter from an occupational therapist [36].