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Home Accessibility Tax Credit calculator

Estimate the federal credit for renovations that make a home safer or easier to get around, such as grab bars, a walk-in shower or a ramp. Enter what the work costs and see what the credit may be worth.

This calculator is a planning tool. It gives an estimate, not tax advice. It simulates the rules in a simple way, so your actual credit may be different. The credit only applies if you and the renovation qualify. For your real numbers, ask an accountant or other tax professional. Figures last checked 2026-09-28.

Which tax year is the work in?

Use the year the goods were bought or the work was done and paid for.

Materials, fixtures, permits, plans and paid professional work for the qualifying renovation. Not appliances, routine repairs or your own labour.

British Columbia and New Brunswick add a provincial credit. Other provinces may have programs of their own; see Funding in Canada.

Your estimate

Enter the expenses above to see the estimate.

How this is calculated

  • The Home Accessibility Tax Credit applies to up to $20,000 of eligible expenses a year [1].
  • The credit rate is the lowest federal tax rate: 14.5% for 2025 and 14% for 2026 and later years [2] [3]. So the most the federal credit can be worth is $2,900 for 2025 and $2,800 for 2026.
  • British Columbia [4] and New Brunswick [5] each have a refundable credit of 10% of up to $10,000 of eligible expenses a year, so up to $1,000.
  • From 2026, an expense claimed under the medical expense tax credit can't also be claimed for the Home Accessibility Tax Credit [6] [7]. For 2025, the same expense could count for both [1]. This calculator does not include the medical expense tax credit. Our medical expense tax credit calculator estimates it, and our medical expense tax credit guide explains which home changes count.
  • A top-up credit exists for 2025 to 2030 that keeps the old 15% rate on some credit amounts above the first tax bracket [2]. It affects few people, and the CRA works it out on your return, so this calculator does not include it.

Who qualifies

The person the renovation is for must be 65 or older at the end of the year, or eligible for the disability tax credit. The home must be owned and lived in by that person (or by the family member claiming), and the renovation must be permanent, part of the home, and make it easier to get into, move around in, or safer [1]. Our Home Accessibility Tax Credit guide explains the rules in plain language. If the work builds a self-contained secondary unit so a senior can live with a relative, see our guide to the Multigenerational Home Renovation Tax Credit.

Sources

  1. Line 31285: Home accessibility expenses. Canada Revenue Agency. Accessed September 28, 2026.
  2. Personal income tax: What's new for 2025. Canada Revenue Agency. Accessed September 28, 2026.
  3. Report on the Impact of Reducing the Lowest Marginal Personal Income Tax Rate on Non-Refundable Tax Credits. Department of Finance Canada. Accessed September 28, 2026.
  4. Home renovation tax credit for seniors and persons with disabilities. Government of British Columbia. Accessed September 28, 2026.
  5. New Brunswick Seniors' Home Renovation Tax Credit. Government of New Brunswick. Accessed September 28, 2026.
  6. Income Tax Act, section 118.041: Home accessibility tax credit. Justice Laws Website, Department of Justice Canada. Accessed October 1, 2026.
  7. Bill C-15, Budget 2025 Implementation Act, No. 1, as assented to March 26, 2026 (section 42). Parliament of Canada. Accessed October 1, 2026.